DBANK is
the first Digital Bank to incorporate the Sharia Banking Module with
Blockchain Technology, to create an ethical and responsible banking
ecosystem. We are troubled by the current bank and financial institution
persecution of their customers. Existing players make money out of thin
air from debt and interest. This is why the global economy has
collapsed over time, evident since the 1st century. The lack of
responsibility charged by banks is brave enough. This is why the Bank's
revolution through the establishment of a Bank, a caring and personal
bank.
Caring and
Personal: this is our core value, shaping and influencing services,
transactions, interactions and running our business. These words will
guide our behavior internally within our organization, and externally
with our customers and society. We aspire to be a bank that really cares
to improve people’s lives, not just profit from it. Personalization
will also be the main focus of our services. Different customers have
different needs, and require different services and attention.
Customers HADA DBANK will have a customized service because we believe, not everyone can wear the same pants.
We aspire to
be a ‘fair’ organization in the financial industry. The 2007–2008
financial crisis serves as a grim reminder of how some irresponsible
players can replace an entire industry, leaving millions of people in
financial ruin. Sharia banking, because of transparency, the concept of
sharing profit and loss, will minimize market manipulation and eliminate
other domino clashes.
The DBANK HADA team ,
will develop a comprehensive Blockchain Digital Bank that will make
life easier for everyone, regardless of their status. They will be able
to perform banking activities at a cost of 0% and at the same time enjoy
our quality service. We are here not just for profit, but to make a
justified profit while ensuring a better banking experience.
HADA DBANK will
become the world’s first Blockchain-based Digital Bank to integrate
Shariah Banking Module with Blockchain Technology, to create an ethical
and responsible banking ecosystem. As our existing Digital Bank and
newly created Blockchain Bank focus on Conventional Banking services, we
chose to win Islamic Banking services due to the lack of such
facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.
Islamic
banks are less risky and tougher than their peers, due to the aspect of
their capital needs and the mobility of their bank deposits. Unlike
Conventional Banking, deposits to Sharia Banks are entitled to be
informed of what banks do with their money. They also have a vote in
which their money should be invested. Islamic banks also seek to avoid
interest at all levels of financial transactions and encourage risk
sharing between lenders and borrowers.
There are
two basic principles in sharia banking. One is the sharing of profits
and losses; and two, significantly, the prohibition of interest
collection and payment by creditors and investors. Collective interest
or “Riba” is not permissible under Islamic law. In terms of profit, both
the bank and its customers in the form agreed upon. In case of loss,
all financial losses will be incurred borne by the lender. In addition,
Islamic banks can not create debt without goods and services to support
it (ie physical assets including machinery, equipment, and inventory).
Therefore, our deposits, deposits and investments with DBank will be
supported by physical assets such as precious metals and gemstones.
SECONDARY MARKET:
Apart from
the Muslim population of 1.7 Billion and billions of others who prefer
to subscribe to Islamic Banking services, DBANK’s HADA will also focus
on a population of 644.1 million people in Southeast Asia (ASEAN).
Interesting facts about ASEAN:
- Has a population that is not budgeted about 438 million.
- More than half the population in ASEAN is under 30 years of age.
- Has a market penetration of 854 million smartphones or 133% compared to the population, but only 53% of ASEAN population is online, leaving significant space for future market expansion in Indonesia.
- As a special bank Online, this fact convinces us to focus on ASEAN as our secondary market. We are scheduled to offer our Syariah Banking Services gradually in the second Quarter of 2018.
FEATURES AND EXCLUSIVE BENEFITS:
with
e-Wallet or Debit Card and change it to cash or cryptocurrency / token
to spend more. Use it as an additional discount to pay for whatever you
want and save more on your purchase. You can also use points collected
to exchange anything you like at partner e-malls or physical outlets
around the world.
Bonus Referral or Bounty when your referrals register with us through your Referral Code.
TECHNOLOGY IN DBANK:
HADA DBANK
uses private blockchain that is stored on every node in the network. By
default, all nodes are controlled by DBANK HADA. Some nodes only store
copies of blockchain and do not take part in the transacton confirmation
process (consensus protocol). The node can act as a gateway node or
backup server. A node that acts as a validator can be found on a secure
network segment of the bank and available through the gateway node.
The core
core database is implemented in a blockchain structure, where each block
is a set of transactons. Each new block defines the new core state
according to the previous block state. The core database integrity is
provided by blockchain and consensus on it. Each block is connected
cryptographically to the previous block. This feature ensures the
ability to validate the database and history of transactons on each tme
in the future. The primary database stores all the data that passes its
core.
ABOUT HADACOIN:
We intend to
raise capital for the development of DBANK HADA through its HADACoin.
Buyers will be able to use HADACoin to conduct banking transactions or
daily activities. Our customers will be issued with a Debit Card, which
enables them to transact with our HADACoin, within the banking platinum
or other merchants around the world.
HADACoin Distribution:
A total of
500 million HADACoins will be issued. 295 million coins will be offered
for sale. Of the 295 million coins, 20 million will be allocated to
private investors and insttutonal buyers. 50 Million coins 275 Million
will be released during the PRA-ICO exercise and the remaining 225
million coins will be released in our ICO practice in the near future.
10 million coins will be allocated to the gift campaign.
- Pre-ICO Funding Target
- Soft Cap = 5,000 ETH
- Hard Cap = 20,000 ETH
HADACoin ALLOCATION:
35%: Capital raised by PRA-ICO will be allocated for research and development.
- 30%: For Operational Expenses.
- 20%: For Capital Shopping.
- 30%: For DBANK HADA Reserves.
ROADMAP:
For more information about our project you can see the link below:
- Website: https://www.hada-dbank.com/
- Whitepaper: https://docs.wixstatic.com/ugd/ebee66_358411d0184e449185537180dd06b54c.pdf
- ANN Thread: https://bitcointalk.org/index.php?topic=2607739.0
- Bounty: https://bitcointalk.org/index.php?topic=2611797.0
- Twitter: https://twitter.com/HadaDBank
- Facebook: https://www.facebook.com/hadadbank.official/
- Telegram: https://t.me/HADADBan
ETH : 0x7b56837589A428A507aB76b0Df46BfE7D2fa5C38
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